To support the business by conducting in-depth credit analysis credit analysis to evaluate risks associated with lending decisions. Provide insights that enable informed, responsible financial solutions aligned with the broader client relationship strategy, ensuring sound risk management and sustainable growth.Hello Future Business Relationship Consultant (Oshakati)

Welcome to FNB, where we believe help is at the heart of human greatness. Our vision is to be a great business helping to create a better world.

As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Job Profile Summary
To analyse credit data and support client relationship management by assessing risk, identifying cross-sell opportunities and preparing credit proposals to enable informed lending decisions and strengthen overall client portfolio performance.

Job Summary

Type: full-time
Location: Windhoek
Category: Banking
Closing Date: 2026-07-27

Key Responsibilities

Analyse client financial and non-financial information to assess credit risk and support lending decisions
Prepare structured credit proposals and supporting documentation for review by Credit Support
Assess client affordability, cash flow and financial position to determine risk exposure and recommend outcomes
Maintain accurate and compliant client credit files, documentation and records in line with governance requirements
Identify cross-sell opportunities across relevant products to maximise portfolio value and client profitability
Support relationship managers by providing analytical insights to strengthen client engagement and retention
Monitor client accounts, utilisation trends and risk indicators and escalate potential concerns
Assist in compiling portfolio reports and updates to support management decision-making
Engage with internal stakeholders including Risk, Credit and Operations to ensure alignment on client solutions
Ensure all credit assessments comply with policies, risk appetite and regulatory requirements
Respond to queries relating to client applications, credit assessments and portfolio performance within agreed timelines
Support continuous improvement of processes, tools and methodologies within the credit and relationship environment

Requirements

A Relevant degree in Business, Commerce, Finance, Accounting, Economics or related discipline
2-4 years’ experience in credit analysis, banking operations or relationship support roles environments.

How to Apply

To apply, please visit: firstrand.wd3.myworkdayjobs.com

REF Code: R51113-1 | Job Code: R51113-1

About the Company

FNB Namibia stands as a leading financial services provider, deeply embedded within the country's economic landscape. As a key subsidiary of the FirstRand Group, it delivers a comprehensive suite of banking products and services tailored for individuals, businesses, and corporate clients across Namibia. From personal banking and innovative digital solutions to corporate finance and wealth management, FNB Namibia supports a wide array of financial needs. The bank maintains an extensive network of branches and ATMs, ensuring accessibility and service delivery from Windhoek to smaller towns. Committed to fostering economic growth and financial inclusion, FNB Namibia plays a vital role in the nation's development by empowering its customers and communities.

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Frequently Asked Questions

What are the typical educational qualifications and certifications required for a Business Relationship Consultant role at FNB in Namibia?

A Bachelor's degree in Business, Finance, Marketing, or a related field is generally preferred. Relevant industry certifications, especially those focused on client management or financial services, would be a strong advantage.

What does a Business Relationship Consultant typically do on a day-to-day basis at a bank like FNB in Namibia?

Daily tasks involve managing a portfolio of business clients, identifying their financial needs, and cross-selling suitable banking products and services. This often includes client meetings, preparing proposals, and collaborating with internal teams to ensure client satisfaction.

What is the typical work culture and professional expectation for a Business Relationship Consultant in the Namibian banking sector?

The Namibian banking culture values strong client relationships, professionalism, and adherence to regulatory compliance. Expect a focus on building trust, demonstrating financial acumen, and being proactive in client engagement.

What are the realistic career progression paths for a Business Relationship Consultant within the banking sector in Namibia?

Successful Business Relationship Consultants can progress to senior client management roles, team leadership positions, or specialized areas like corporate banking. Further opportunities may include roles in product development or strategy within the bank.

What are the typical benefits offered for a full-time Business Relationship Consultant role at a bank like FNB in Namibia?

Full-time employees typically receive a comprehensive benefits package including medical aid, pension fund contributions, and a set number of annual leave days. Additional benefits may include performance-based incentives and professional development opportunities.

What should job seekers emphasize when applying for a Business Relationship Consultant role in Namibia, and what do employers look for?

Employers seek candidates with strong communication, negotiation, and relationship-building skills, along with a solid understanding of financial products. Highlight relevant experience in sales, client service, or banking, and tailor your application to showcase your aptitude for client management.