SENIOR CREDIT CLERK – Bank Windhoek

Introduction

To ensure professional support to the Manager Credit to effectively manage credit facilities in compliance with the Bank’s credit policy and procedures.

Job description
Key Performance Areas (KPAs)

1. Client Relationship

Assist in the management of client relationships by ensuring that clients are handled in a professional manner and information provided is correct.

2. Sales Focus

· Assist in identifying cross-selling opportunities and to refer such opportunities and leads to the relevant departments
· Assist in developing and reinforcing a sales culture in the branch.

3. Credit Administration

Responsible for the effective and efficient administration of credit activities as per allocated client portfolio in compliance with the Bank’s credit policy and procedures in order to contain credit risks as per Balanced Score Card.

Required Competencies

· Relating and networking
· Analysing
· Writing and reporting
· Delivering and meeting client expectations
· Planning and organizing
· Adapting and responding to change
· Achieving personal works goals and objectives

Minimum requirements
Experience/Knowledge & Skills

· At least 2 years of general banking experience, of which at least 6 months exposure to Credit
· Knowledge of Business & Administration Procedures
· Product knowledge
· Computer literacy essential (Word, Excel)
· Good interpersonal relationship skills

Qualification
Grade 12
Certificate in Credit will be an added advantage