Manager: Credit Risk

Opportunity | Duty Description

Job Purpose: To provide client service by applying sound credit risk management principles through management of staff thereby enabling Nedbank to reduce the NBN impairment charge with the view to rehabilitate, in line with the business strategy.
KEY PERFORMANCE AREAS:

Give an overview of the book by developing and preparing portfolio review presentations
Ensure efficient work ethic and achievement of business unit strategies & goals by proposing innovative ideas to enhance Business processes that facilitate customer experience.
Provide feedback monthly by drafting business reports as at month end.
Build and maintain effective working relationships by attending regular staff meeting and team building sessions.
Build strong relationships with bankers by providing upskilling advice on credit processes, policies and documentation.
Build intellectual capital of the team by knowledge sharing with all stakeholders.
Meet clients’ expectations by resolving queries within turnaround times.
Manage staff performance by monitoring daily activities of direct reports.
Manage efficiency of team delivery by drafting and implementing team’s strategies.
Manage default accounts timeously by obtaining acceptable repayment arrangements or handover portfolio to legal collections.
Enhance policies and procedures by reviewing recommended submissions from other parties.
Enhance processes by constantly seeking innovative improvements to the credit systems.
Adapt to changes in Legislation by enforcing the compliance to the changes.
Improve team performance by identifying staff performance gaps from assessment valuations and analyzing performance.
Ensure clean audit in area of responsibility by enforcing adherence to bank policies, process and procedures and industry regulations.
Implement sound credit risk management by providing advice on specialized credit risk matters to sales and direct reports.
Develop client exit or rehabilitation strategies by conducting annual review of client facilities.

Opportunity | Duty Requirement(s)

COMPETENCIES:

Ability to work independently
Strong analytical skills
Attention to detail and accuracy
Good interpretative skills
Excellent interpersonal skills
Good communication skills

KEY REQUIREMENTS:

Grade 12 (25 points)
The applicant must be in possession of BCom, BTech or Diploma in Credit
The applicant must demonstrated knowledge of financial statements and the interpretation thereof
The applicant must have at least five (5) years banking experience within a credit environment
Knowledge of accounting standards and Basel II requirements
The applicant must be knowledgeable and experienced in the provisions of the Reserve Bank policies and Rules
The applicant must have strong knowledge of legal matters and practices within the context of the Namibian environment.

Added Advantages | Special Requirement(s)

How to Apply:
Interested candidates should apply via the below link
http://nedbanknam.jb.skillsmapafrica.com
Closing Date: 20 November 2020
APPLICATIONS MUST BE ADDRESSED TO: HUMAN CAPITAL
(Affirmative Action Candidates are encouraged to apply)